:root{--bcr-ink:#102c35;--bcr-muted:#587078;--bcr-line:#d8e5e6;--bcr-soft:#edf5f3;--bcr-teal:#087d72;--bcr-teal-dark:#07554f;--bcr-navy:#061d29;--bcr-cyan:#71ead7;--bcr-coral:#ff8d70;--bcr-shell:1180px}
.bcr{overflow:hidden;background:#fff;color:var(--bcr-ink);font-family:inherit}.bcr *{box-sizing:border-box}.bcr-shell{width:min(var(--bcr-shell),calc(100% - 48px));margin:0 auto}.bcr a{text-decoration:none}.bcr h1,.bcr h2,.bcr h3,.bcr p{margin-top:0}.bcr h1{margin-bottom:25px;font-size:clamp(42px,5.7vw,72px);line-height:1.03;letter-spacing:-.045em}.bcr h1 em{color:var(--bcr-cyan);font-style:normal}.bcr h2{font-size:clamp(30px,3.9vw,49px);line-height:1.13;letter-spacing:-.035em}.bcr h3{font-size:21px;line-height:1.3}.bcr p,.bcr li,.bcr td,.bcr th{font-size:16px;line-height:1.72}.bcr-eyebrow{margin:0 0 14px;color:var(--bcr-teal);font-size:12px!important;font-weight:850;letter-spacing:.14em;text-transform:uppercase}.bcr-hero{position:relative;padding:70px 0 0;color:#fff;background:radial-gradient(circle at 15% 8%,rgba(31,167,185,.24),transparent 28%),linear-gradient(145deg,#061923,#073d48 58%,#075c61)}.bcr-hero:after{position:absolute;right:-280px;top:-250px;width:760px;height:760px;border:1px solid rgba(255,255,255,.1);border-radius:50%;content:""}.bcr-hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(340px,.9fr);gap:70px;align-items:center}.bcr-breadcrumb{display:flex;gap:10px;align-items:center;margin-bottom:52px;color:#aac8c7;font-size:13px}.bcr-breadcrumb a{color:inherit}.bcr-lead{max-width:730px;margin-bottom:0;color:#d4e6e4;font-size:19px!important}.bcr-actions{display:flex;align-items:center;gap:26px;margin-top:33px}.bcr-button{display:inline-flex;min-height:50px;align-items:center;justify-content:center;padding:0 24px;border:1px solid #fff;border-radius:5px;background:#fff;color:var(--bcr-teal-dark);font-weight:850;box-shadow:0 15px 38px rgba(0,0,0,.2);transition:transform .2s}.bcr-button:hover{transform:translateY(-2px)}.bcr-text-link{color:#fff;font-weight:800}.bcr-code-state{display:inline-flex;align-items:center;margin:26px 0 0;padding:10px 14px;border-radius:6px;font-size:13px!important}.bcr-code-state.is-valid{border:1px solid rgba(113,234,215,.35);background:rgba(8,38,45,.55);color:#d5f8f1}.bcr-code-state.is-invalid{border:1px solid rgba(255,141,112,.45);background:rgba(95,34,26,.38);color:#ffe3dc}.bcr-hero-visual{position:relative;align-self:end;min-height:560px}.bcr-hero-visual img{display:block;width:100%;height:610px;border-radius:28px 28px 0 0;object-fit:cover;object-position:center top;box-shadow:0 35px 90px rgba(0,0,0,.32)}.bcr-hero-visual:after{position:absolute;inset:auto 0 0;height:43%;background:linear-gradient(transparent,#073e49);content:""}.bcr-visual-note{position:absolute;z-index:2;right:22px;bottom:24px;padding:10px 14px;border:1px solid rgba(255,255,255,.2);border-radius:999px;background:rgba(4,27,35,.74);color:#d8efeb;font-size:12px;font-weight:800;backdrop-filter:blur(8px)}.bcr-metric-grid{position:relative;z-index:2;display:grid;grid-template-columns:repeat(3,1fr);margin-top:-70px;transform:translateY(70px);box-shadow:0 30px 75px rgba(6,46,49,.18)}.bcr-metric-grid article{min-height:178px;padding:27px 32px;border-right:1px solid rgba(255,255,255,.1);background:#0a3440}.bcr-metric-grid article:last-child{border-right:0}.bcr-metric-grid span{display:block;color:#86e4d4;font-size:12px;font-weight:850;letter-spacing:.1em}.bcr-metric-grid strong{display:block;margin:2px 0;color:#fff;font-size:58px;line-height:1}.bcr-metric-grid strong small{margin-left:3px;color:#9be7da;font-size:18px}.bcr-metric-grid p{margin:10px 0 0;color:#bdd2cf;font-size:13px}.bcr-section{padding-top:102px;padding-bottom:102px}.bcr-why{padding-top:176px}.bcr-section-head{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(280px,.85fr);gap:64px;align-items:end;margin-bottom:50px}.bcr-section-head h2{margin-bottom:0}.bcr-section-head>p{max-width:520px;margin-bottom:4px;color:var(--bcr-muted)}.bcr-reason-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.bcr-reason-grid article{min-height:245px;padding:34px;border:1px solid var(--bcr-line);border-radius:9px;background:#fff;box-shadow:0 18px 45px rgba(16,62,68,.05)}.bcr-reason-grid span{display:inline-flex;width:38px;height:38px;align-items:center;justify-content:center;margin-bottom:38px;border-radius:50%;background:#e3f3f0;color:var(--bcr-teal);font-size:12px;font-weight:850}.bcr-reason-grid h3{margin-bottom:9px}.bcr-reason-grid p{margin:0;color:var(--bcr-muted);font-size:14px}.bcr-dark,.bcr-rule-band{color:#fff;background:radial-gradient(circle at 78% 20%,rgba(38,199,171,.16),transparent 25%),var(--bcr-navy)}.bcr-section-head.is-light .bcr-eyebrow{color:var(--bcr-cyan)}.bcr-section-head.is-light>p{color:#b9cfcc}.bcr-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;padding:0;margin:0;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.14);list-style:none}.bcr-steps li{display:grid;grid-template-columns:54px 1fr;gap:18px;align-items:start;min-height:220px;padding:34px;background:#0a3540}.bcr-steps>li>span{display:flex;width:46px;height:46px;align-items:center;justify-content:center;border-radius:50%;background:#0d4b54;color:var(--bcr-cyan);font-size:12px;font-weight:850}.bcr-steps h3{margin:5px 0 12px;color:#fff}.bcr-steps p{margin:0;color:#c1d5d2;font-size:14px}.bcr-soft{background:var(--bcr-soft)}.bcr-form-grid{display:grid;grid-template-columns:minmax(280px,.78fr) minmax(0,1.22fr);gap:78px;align-items:start}.bcr-form-grid>div>p:not(.bcr-eyebrow){color:var(--bcr-muted)}.bcr-form-grid ul{padding:0;margin:28px 0;list-style:none}.bcr-form-grid li{position:relative;padding:9px 0 9px 28px;color:#365157}.bcr-form-grid li:before{position:absolute;left:0;color:var(--bcr-teal);font-weight:900;content:"✓"}.bcr-old-customer{margin-top:35px!important;padding-top:25px;border-top:1px solid #cadcda;font-size:14px!important}.bcr-old-customer strong{color:var(--bcr-ink)}.bcr-old-customer a{display:inline-block;margin-top:9px;color:var(--bcr-teal);font-weight:800}.bcr-claim-form{position:relative;display:grid;gap:17px;padding:38px;border:1px solid #d3e1df;border-radius:10px;background:#fff;box-shadow:0 24px 62px rgba(20,77,74,.1)}.bcr-claim-form label{display:grid;gap:8px;color:#29464d;font-size:13px;font-weight:760}.bcr-claim-form label>span:first-child{color:#c9624e}.bcr-claim-form input,.bcr-claim-form textarea{width:100%;padding:13px 14px;border:1px solid #c2d6d4;border-radius:5px;background:#fff;color:#17333b;font:inherit;font-size:14px;line-height:1.5;outline:none}.bcr-claim-form input:focus,.bcr-claim-form textarea:focus{border-color:var(--bcr-teal);box-shadow:0 0 0 3px rgba(8,125,114,.12)}.bcr-form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.bcr-consent{display:flex!important;flex-direction:row;gap:10px!important;align-items:flex-start!important;color:#5b7075!important;font-weight:500!important;line-height:1.6}.bcr-consent input{width:auto;margin-top:4px}.bcr-consent a{color:var(--bcr-teal);text-decoration:underline;text-underline-offset:3px}.bcr-trap{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}.bcr-claim-form button{min-height:52px;border:0;border-radius:5px;background:var(--bcr-teal);color:#fff;font:inherit;font-weight:850;cursor:pointer}.bcr-claim-form button:hover{background:var(--bcr-teal-dark)}.bcr-claim-form button:disabled{opacity:.62;cursor:wait}.bcr-form-status{min-height:20px;margin:0!important;font-size:14px!important}.bcr-form-status.is-success{padding:13px;border-left:3px solid #159489;background:#e8f8f5;color:#126d66}.bcr-form-status.is-error{padding:13px;border-left:3px solid #c65543;background:#fff0ed;color:#8e3529}.bcr-table-wrap{overflow-x:auto;border:1px solid var(--bcr-line);border-radius:8px}.bcr table{width:100%;border-collapse:collapse;background:#fff}.bcr th,.bcr td{padding:20px 22px;border-bottom:1px solid #e5eded;text-align:left}.bcr th{background:#f3f7f7;color:#60777d;font-size:13px}.bcr td{color:#29464d}.bcr tbody tr:last-child td{border-bottom:0}.bcr td strong{color:var(--bcr-teal)}.bcr-formula{display:grid;grid-template-columns:1.2fr 35px .8fr 35px 1.2fr 35px .9fr;gap:0;align-items:stretch;margin:30px 0 70px}.bcr-formula>div{padding:24px;border:1px solid var(--bcr-line);background:#f6f9f9}.bcr-formula span{display:block;margin-bottom:10px;color:var(--bcr-teal);font-size:13px;font-weight:850}.bcr-formula p{margin:0;color:var(--bcr-muted);font-size:13px}.bcr-formula>b{display:flex;align-items:center;justify-content:center;color:#769096}.bcr-example{display:grid;grid-template-columns:.45fr 1.55fr;gap:48px;align-items:center;padding:42px;background:#eef5f4}.bcr-example h3{font-size:27px}.bcr-example>div>p:not(.bcr-eyebrow){margin-bottom:0;color:var(--bcr-muted);font-size:14px}.bcr-accordion{display:grid;gap:12px}.bcr-accordion details{border:1px solid rgba(255,255,255,.15);background:rgba(255,255,255,.04)}.bcr-accordion summary{position:relative;padding:24px 62px 24px 27px;color:#fff;font-size:17px;font-weight:800;cursor:pointer;list-style:none}.bcr-accordion summary::-webkit-details-marker{display:none}.bcr-accordion summary:after{position:absolute;right:27px;color:var(--bcr-cyan);font-size:22px;content:"＋"}.bcr-accordion details[open] summary:after{content:"—"}.bcr-accordion details>div{padding:0 27px 24px;color:#c6d7d5}.bcr-accordion p{margin-bottom:10px;font-size:14px}.bcr-final{padding:96px 0;text-align:center;color:#fff;background:radial-gradient(circle at 18% 30%,rgba(54,210,184,.16),transparent 29%),#051822}.bcr-final h2{max-width:850px;margin:0 auto 20px}.bcr-final>div>p:not(.bcr-eyebrow){max-width:720px;margin:0 auto;color:#bed3d0}.bcr-actions.is-centered{justify-content:center}.bcr-final small{display:block;margin-top:30px;color:#88a6a4}.bcr-final .bcr-eyebrow{color:var(--bcr-cyan)}
@media(max-width:980px){.bcr-hero-grid,.bcr-form-grid{grid-template-columns:1fr}.bcr-hero-copy{padding-bottom:10px}.bcr-hero-visual{min-height:0}.bcr-hero-visual img{height:520px}.bcr-metric-grid{margin-top:0;transform:translateY(70px)}.bcr-section-head{grid-template-columns:1fr;gap:20px}.bcr-steps{grid-template-columns:1fr}.bcr-form-grid{gap:45px}.bcr-formula{grid-template-columns:1fr}.bcr-formula>b{min-height:35px}.bcr-example{grid-template-columns:1fr}}
@media(max-width:720px){.bcr-shell{width:min(var(--bcr-shell),calc(100% - 32px))}.bcr-hero{padding-top:39px}.bcr-breadcrumb{margin-bottom:34px;overflow:hidden;white-space:nowrap}.bcr h1{font-size:39px}.bcr h2{font-size:31px}.bcr-lead{font-size:17px!important}.bcr-actions{align-items:flex-start;flex-direction:column;gap:18px}.bcr-hero-visual img{height:400px;border-radius:18px 18px 0 0}.bcr-metric-grid{grid-template-columns:1fr}.bcr-metric-grid article{min-height:0;border-right:0;border-bottom:1px solid rgba(255,255,255,.11)}.bcr-metric-grid article:last-child{border-bottom:0}.bcr-metric-grid strong{font-size:46px}.bcr-section{padding-top:70px;padding-bottom:70px}.bcr-why{padding-top:140px}.bcr-reason-grid{grid-template-columns:1fr}.bcr-reason-grid article{min-height:0}.bcr-reason-grid span{margin-bottom:24px}.bcr-steps li{min-height:0;padding:28px 22px}.bcr-claim-form{padding:24px 18px}.bcr-form-row{grid-template-columns:1fr}.bcr th,.bcr td{min-width:145px;padding:15px 16px}.bcr-formula{margin-bottom:50px}.bcr-example{padding:25px 18px}.bcr-accordion summary{padding:20px 54px 20px 20px}.bcr-accordion summary:after{right:20px}.bcr-accordion details>div{padding:0 20px 20px}.bcr-final{padding:75px 0}.bcr-actions.is-centered{align-items:center}}